Banks & Financial Institutions

Mis­sion State­ment

The business activities of credit institutions and financial institutions and other financial services providers are subject to comprehensive regulatory and civil-law regulations. Our clients benefit from comprehensive advice on all aspects: from regulatory requirements for business activities via an optimization of business models and the design of products, contracts and business processes up to claims enforcement. A special focus is on the design of financing and structured products as well as forms of business and project funding through capital markets. We also represent you in proceedings before national and international supervisory authorities and before courts and arbitral tribunals.

„Extremely professional; knowledge of the subject matter; negotiation power; pragmatism; efficiency; strongly oriented on our needs; goal-oriented; very swift responses and processing times.“


Key Ser­vices and Prac­tice Areas

Fin­an­cing and Fin­an­cial In­stru­ments

  • Credit financing, syndicated financing, and structured financing arrangements
  • Acquisition, real estate, and project financing
  • Public private partnerships
  • Securitization transactions
  • Factoring
  • Lease transactions
  • Cash pooling
  • ESG / sustainable financing
  • Bonds
  • Promissory note loans
  • Subordinated loans
  • Derivatives

Bank­ing Con­tracts and Gen­eral Terms

  • B2B contracts, such as loan, collateral or guarantee agreements
  • B2C contracts, such as account or securities account, credit card or consumer loan agreements
  • General terms and conditions and special product terms and conditions
  • Structuring of banking products
  • eBanking and AppBanking
  • Fin-tech, e-commerce platforms

Re­struc­tur­ing & Re­or­gan­iz­a­tion

  • Regulatory advice on M&A transactions
  • NPL transactions
  • Insourcing and outsourcing
  • Restructuring and reorganization proceedings
  • Winding-up and reorganization planning
  • Reorganization financing
  • Stand-still agreements
  • Restructuring agreements
  • Bail-in and debt equity instruments
  • Limited recourse

Reg­u­lat­ory Re­quire­ments and Pro­ceed­ings

  • Licenses under the Austrian Banking Act [BWG] and special laws
  • Supervisory proceedings before the FMA or the ECB
  • Administrative offence proceedings for violations of regulatory provisions
  • Equity requirements and other CRR requirements
  • Compliance
  • Remuneration policy and models

Bank­ing Lit­ig­a­tion

  • National and international judicial and arbitral proceedings
  • ADR proceedings
  • Out-of-court settlements
  • Collective actions and class actions
  • Insolvency-law disputes
  • Debt collection
  • Realization of collateral security